Auto Accident FAQs
Will my premium go up if I’m in an accident?
Being in an accident doesn’t mean your premium will automatically
increase. National General Insurance weighs several factors before making any changes to your
insurance rate. Check out a few of them below:
How would an accident affect my insurance score?
Your “insurance score” is a grade calculated by information found on your credit report.
Surprisingly, your credit information helps predict your potential risk of getting into a future
accident or filing an insurance claim. So getting into an accident would not affect your insurance
score since the score has more to do with your credit information.
That said, an accident could play a role in determining your auto insurance premium. If you’ve had
an accident—depending on the severity of the accident, who is at fault, and your driving history—your
premium could increase.
Still Have a Question About Accidents?
We would love to answer anything that’s on your mind. Just call a National General
Insurance agent at