Teen Driving
Have a teen who’s ready to get behind the wheel? Once your high schooler gets his or her
license, life will definitely change. Whether you have a smooth or bumpy transition through
this rite of passage, the process is bound to raise a couple of insurance-related questions:
Does car insurance cost more for a teen?
Generally, yes. Auto insurance is based on risk, and statistically speaking, teen
drivers are much likelier to get into an accident than other drivers. In fact, they
are three times likelier to be in a crash than drivers aged 20 and older, according
to the Center for Disease Control and Prevention1. Because of this, it will generally
be cheaper to add your teen to your auto insurance policy than to purchase a separate
policy.
Can my teen help to get a lower car insurance rate?
Yes! Whenever we see that a teen is responsible, we tend to reward this behavior with
lower car insurance rates. Here are some things your teen can do to help get a lower
auto insurance rate:
Can I Get a Free Quote?
You bet! Find out what it would be like to add your teen to your auto insurance policy or
to open a separate policy for your teen. Call
1-800-462-2123 for more.
Get A Quote
Teen Driving Safety
A teenager’s first six months of unsupervised driving are the most dangerous, according to two separate studies on
teenage driving
3. Steer your teenager in the right direction! If your teen is new to driving, please print out and
share the following safety tips and warnings. The right tip could save a life.
or call us
Learn what risk factors could affect your teen behind the wheel. National General Insurance offers
these tips to improve your teen safety on the road.
Read More
The first six months of driving unsupervised are critical for your teen. Share these teen driving
tips from National General Insurance that will help keep your high schooler safe on the road.
Read More
*Discount not available in all states. Check with your local National General Insurance
agent for details.
1 Centers for Disease Control and Prevention. (2013). Parents are the Key to Safe Teen
Drivers.
https://richesondrivepediatrics.com/wp-content/uploads/2013/10/cdc-teen-driving.pdf
2 Insurance Institute for Highway Safety. (2018)
https://www.iihs.org/topics/fatality-statistics/detail/teenagers
3 Insurance Institute for Highway Safety. (2019). First few months of driving unsupervised are
most hazardous.
https://www.iihs.org/topics/teenagers