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SmartDiscounts® for Smart Drivers

National General Insurance offers a wide range of SmartDiscounts that can help lower your auto insurance premium. When you get a quote online or call 1-800-462-2123, we can help you determine which discounts you qualify for and how much you can save.
Customers who switch to National General Insurance save an average of $442 per year, and you could save even more through SmartDiscounts like:
  • GM/GMAC Customer Discounts for using other GM/GMAC products and services. Qualify for a discount if you drive a GM vehicle, have a GM Card, GMAC Mortgage, GMAC Auto Financing, or an active OnStar® subscription.
  • Paid-in-Full Discount that reduces your premium when you pay up front and in full.
  • Multi-Vehicle Discount that saves you money when you insure more than one vehicle with us.
  • GM Loyalty Discount if all vehicles on your policy are GM vehicles.
  • Safe-Driver Discounts for completing a defensive driving course (in certain states) or having OnStar.
  • RVs and Autos on One Convenient Policy which can earn you a multi-vehicle discount of up to 20%. And if your RV and auto are ever involved in the same covered accident, you’ll only be responsible for one deductible, not both!
  • Motorcycle Discounts including safe-rider and multi-cycle discounts.
  • OnStar Subscriber Discount that can save you 10 to 20% on select coverages just by having an active OnStar subscription.1
  • Low Mileage Discount available to OnStar subscribers who drive less than 15,000 miles a year. The less you drive, the more you can save – up to 54%!2
  • GM Family First Discounts for active and retired employees of GM, GMAC and other subsidiaries and their Extended Family Members, including spouses, children, stepchildren, grandchildren, step grandchildren, grandparents (including in-law and step), parents, stepparents, siblings (including full, half & step), mother/father-in law, sons/daughters-in law, brothers/sisters-in-law and same-sex domestic partners.
  • Affinity Discounts for members and supporters of a wide variety of organizations.
  • GM Supplier Discount for employees of businesses that work with General Motors. You’d be surprised how many companies qualify.

And of course, we have built-in savings for having a safe-driving history, anti-theft and safety devices, and much more.

Save on auto insurance with National General Insurance's Low Mileage Discount offered exclusively to OnStar Subscribers.
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RVs are special. Get specialized insurance from the RV insurance experts at National General Insurance.
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